{"id":2661,"date":"2018-02-26T16:43:09","date_gmt":"2018-02-26T15:43:09","guid":{"rendered":"http:\/\/www.evajarosova.cz\/?page_id=2661"},"modified":"2025-05-18T20:47:55","modified_gmt":"2025-05-18T19:47:55","slug":"partneri-investice-doplnkove-penzijni-pripojisteni","status":"publish","type":"page","link":"https:\/\/www.evajarosova.cz\/index.php\/partneri-investice-doplnkove-penzijni-pripojisteni\/","title":{"rendered":"INVESTICE"},"content":{"rendered":"<p><span style=\"color: #ff0000;\"><strong>INVESTICE<\/strong><\/span><\/p>\n<p><strong>,,Polovina \u010cech\u016f o\u010dek\u00e1v\u00e1, \u017ee jejich d\u016fchod bude vy\u0161\u0161\u00ed, ne\u017e jak\u00e1 je sou\u010dasn\u00e1 realita. P\u0159ehnan\u00e1 o\u010dek\u00e1v\u00e1n\u00ed maj\u00ed lid\u00e9 i v p\u0159\u00edpad\u011b v\u00fd\u0161e invalidn\u00edch d\u016fchod\u016f.\u00a0 Vypl\u00fdv\u00e1 to z ned\u00e1vn\u00e9ho pr\u016fzkumu agentury STEM\/MARK pro spole\u010dnost Broker Trust. Spol\u00e9hat se p\u0159itom pouze na st\u00e1t, a\u0165 u\u017e ohledn\u011b starobn\u00edho \u010di invalidn\u00edho d\u016fchodu, m\u016f\u017ee v\u00fdrazn\u011b negativn\u011b ovlivnit \u017eivotn\u00ed \u00farove\u0148, na kterou byli doty\u010dn\u00ed zvykl\u00ed.&#8220;<\/strong><\/p>\n<p>\u010c\u00edm d\u0159\u00edve za\u010dneme tuto ot\u00e1zku \u0159e\u0161it a budeme zodpov\u011bdn\u00ed sami k sob\u011b,\u00a0t\u00edm m\u00e9n\u011b n\u00e1s to bude s bl\u00ed\u017e\u00edc\u00edm se d\u016fchodem tr\u00e1pit. Zvl\u00e1\u0161t\u011b, pokud si chceme zachovat nez\u00e1vislost a slu\u017enou \u017eivotn\u00ed \u00farove\u0148 i v d\u016fchodov\u00e9m v\u011bku.<\/p>\n<p>Produkty pro \u0159e\u0161en\u00ed budouc\u00ed finan\u010dn\u00ed svobody a nez\u00e1vislosti:<\/p>\n<p><span style=\"color: #ff0000;\">Investice, DIP, Dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed, Stavebn\u00ed spo\u0159en\u00ed,\u00a0<\/span><\/p>\n<p><span style=\"color: #ff0000;\"><strong>Dlouhodob\u00fd investi\u010dn\u00ed produkt ( DIP):<\/strong> <\/span>je nov\u00e1 forma investov\u00e1n\u00ed a zaji\u0161t\u011bn\u00ed\u00a0 na d\u016fchod se st\u00e1tn\u00ed podporou, kterou si v \u010cR m\u016f\u017eete sjednat od <span style=\"color: #ff0000;\">01.01.2024<\/span>. DIP v\u0161ak nen\u00ed ozna\u010den\u00ed pro konkr\u00e9tn\u00ed produkt, ale sp\u00ed\u0161e pro da\u0148ov\u00e9 zv\u00fdhodn\u011bn\u00ed dlouhodob\u00e9ho investov\u00e1n\u00ed do st\u00e1tem ur\u010den\u00e9ho okruhu investi\u010dn\u00edch n\u00e1stroj\u016f. St\u00e1v\u00e1 se tak sou\u010d\u00e1st\u00ed III. pil\u00ed\u0159e \u010desk\u00e9ho penzijn\u00edho syst\u00e9mu, kam pat\u0159\u00ed i DPS &#8211; dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed, penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed PP a investi\u010dn\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed I\u017dP i investi\u010dn\u00ed produkt.<\/p>\n<p>Pravidlo 120\/60: kdy m\u016f\u017eete vybrat svou investici z DIP<br \/>\nStejn\u011b jako u DPS, i u DIP plat\u00ed takzvan\u00e9 pravilo 120\/60 . Abyste mohli sv\u00e9 prost\u0159edky z DIP vybrat a nep\u0159i\u0161li p\u0159itom o da\u0148ov\u00e9 v\u00fdhody, mus\u00edte splnit dv\u011b podm\u00ednky:<\/p>\n<ul>\n<li><span style=\"color: #ff0000;\">dosa\u017een\u00ed v\u011bku 60 let &#8211;<span style=\"color: #000000;\"> v\u00fdb\u011br je mo\u017en\u00fd nejd\u0159\u00edve k 1. lednu roku, kdy\u00a0 dos\u00e1hnete 60 let<\/span><\/span><\/li>\n<li><span style=\"color: #ff0000;\">Doba investov\u00e1n\u00ed minim\u00e1ln\u011b 10 let &#8211;<span style=\"color: #000000;\"> doba investov\u00e1n\u00ed v DIP mus\u00ed b\u00fdt minim\u00e1ln\u011b 120 m\u011bs\u00edc\u016f<\/span><\/span><\/li>\n<\/ul>\n<p>Pokud by jste cht\u011bli vybrat jakoukoliv \u010d\u00e1stku z DIP p\u0159ed spln\u011bn\u00edm podm\u00ednek, mus\u00edte da\u0148ovou \u00falevu dodanit zp\u011btn\u011b a\u017e za 10 let. To plat\u00ed i v p\u0159\u00edpad\u011b, \u017ee vybereme t\u0159eba jen jedinou korunu. Pe\u010dliv\u011b tedy zva\u017ete sv\u00e9 pl\u00e1ny, a\u0165 vyu\u017eijete v\u0161echny v\u00fdhody, kter\u00e9 V\u00e1m DIP nab\u00edz\u00ed.<\/p>\n<p><strong><span style=\"color: #ff0000;\">Investi\u010dn\u00ed spole\u010dnosti:<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"color: #333333;\">AMUNDI Czech Republic, investi\u010dn\u00ed spole\u010dnost, a.s.<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #333333;\">ATLANTIK finan\u010dn\u00ed trhy, a.s.<\/span><\/strong><\/li>\n<li><strong>ATRIS investi\u010dn\u00ed spole\u010dnost, a.s.<\/strong><\/li>\n<li><strong><span style=\"color: #333333;\">CONSEQ Investment Management, a.s.<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #333333;\">GENERALI Investments CEE, IS, a.s. &#8211; GENIS Fondy ( Partner Invest + M\u016fj Investor + a dal\u0161\u00ed investi\u010dn\u00ed programy GENERALI)<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #333333;\">J&amp;T BANKA, a.s. &#8211; Clear Deal, Premium a Private Banking\u00a0<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #333333;\">KK INVESTMENT\u00a0 PARTNERS, a.s.<\/span><\/strong><\/li>\n<\/ul>\n<p>Investi\u010dn\u00ed produkty zprost\u0159edkov\u00e1v\u00e1m jako\u00a0<strong>v\u00e1zan\u00fd z\u00e1stupce I\u010cO: 75052768<\/strong>\u00a0zapsan\u00fd v registru \u010cNB\u00a0 pod\u00a0<strong>samostatn\u00fdm<\/strong>\u00a0<strong>zprost\u0159edkovatelem<\/strong>\u00a0spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f <strong>Broker Trustem, a.s. , I\u010cO: 26439719<\/strong><\/p>\n<p>Bli\u017e\u0161\u00ed informace z\u00edsk\u00e1te: http:\/\/www.brokertrust.cz\/proklienty<\/p>\n","protected":false},"excerpt":{"rendered":"<p>INVESTICE ,,Polovina \u010cech\u016f o\u010dek\u00e1v\u00e1, \u017ee jejich d\u016fchod bude vy\u0161\u0161\u00ed, ne\u017e jak\u00e1 je sou\u010dasn\u00e1 realita. P\u0159ehnan\u00e1 o\u010dek\u00e1v\u00e1n\u00ed maj\u00ed lid\u00e9 i v p\u0159\u00edpad\u011b v\u00fd\u0161e invalidn\u00edch d\u016fchod\u016f.\u00a0 Vypl\u00fdv\u00e1 [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/pages\/2661"}],"collection":[{"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/comments?post=2661"}],"version-history":[{"count":16,"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/pages\/2661\/revisions"}],"predecessor-version":[{"id":15067,"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/pages\/2661\/revisions\/15067"}],"wp:attachment":[{"href":"https:\/\/www.evajarosova.cz\/index.php\/wp-json\/wp\/v2\/media?parent=2661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}